For consumers

These resources are for individuals and small businesses interested in learning more about Consumer Data Right.


For providers

The following resources are for providers that are data holders and/or accredited data recipients under Consumer Data Right.



  • CDR legislation - a quick reference guide to finding key documents in the Consumer Data Right legislative framework.

  • Accreditation guidelines - guidance to assist applicants on lodging a valid application to become an accredited person under the Consumer Data Right.

  • Guides - guidance for participants on topics such as accreditation, on-boarding, white label products, joint accounts, rule 9.4 reporting, CTS and participant conformance approach.

  • Portal user guides - detailed guidance on how to use the Consumer Data Right participant portal, service management portal and other online systems.

  • Compliance and enforcement policy - outlines the approach that the ACCC and the Office of the Australian Information Commissioner will adopt to encourage compliance and prevent breaches of the Consumer Data Right regulatory framework.

  • Forms and templates - downloadable forms and templates related to Consumer Data Right processes, including rule 9.4 reporting form templates.

  • Frequently asked questions for providers on topics such as CDR representatives, accreditation, on-boarding, direct-to-consumer access, privacy questions


Phasing in the banking sector (233.05 KB) PDF 233.05 KB Infographic summary of mandatory data sharing obligations for authorised deposit-taking institutions (ADIs). 27 July 2022