Non-bank lenders with CDR obligations
This fact sheet explains the application of the Consumer Data Right (CDR) Rules to the non-bank lenders sector. It will help non-bank lenders understand:
- whether they have data sharing obligations under the CDR Rules
- which of their products are covered products
- the date from when they must comply with data sharing obligations.
CDR business consumers
This fact sheet provides information about how accredited data recipients (ADRs) can provide goods or services to Consumer Data Right (CDR) business consumers under the Consumer Data Right (CDR) Rules.
CDR representatives
This document provides guidance to accredited data recipients (ADRs) regarding the ‘CDR representative model’, one of the new pathways to participation introduced in version 3 of the CDR Rules.
CDR outsourcing arrangements
This fact sheet provides general information for participants on CDR outsourcing arrangements, the parties involved and their obligations under the CDR Rules.
Accreditation
This fact sheet has been withdrawn. See the Accreditation guidelines to find out more about becoming accredited under the Consumer Data Right, the accreditation criteria and other CDR participation pathways. You can also visit the Becoming an accredited data recipient webpage.
On-boarding
Read more about the Consumer Data Right on-boarding process. On-boarding prepares new providers for active participation in the Consumer Data Right ecosystem once they are accredited (for data recipients) or registered (for data holders).
Privacy-related questions
The Office of the Australian Information Commissioner (OAIC) has developed suggested content to help accredited data recipients explain Consumer Data Right privacy protections to their customers.
Notification requirements for accredited persons
This fact sheet has been produced by the ACCC. It provides practical examples that may guide accredited persons in understanding their notification obligations under rule 5.14 of the CDR Rules.
Secondary users
These documents provide guidance for data holders on the treatment of secondary users under the CDR Rules in the banking and energy sectors. Participants should read this guidance in conjunction with the CDR Rules.
Data holders in the non-bank lenders sector are not yet required to respond to requests made by secondary users. Information about the application of the CDR Rules in the non-bank lenders sector can be found in the Compliance guide for data holders: banking and non-bank lenders sectors.
Banking
Energy
Nominated representatives, non-individuals and partnerships
This document provides guidance for data holders on the treatment of non-individuals and partnerships under the CDR Rules. This guidance is intended to apply across designated sectors. Participants should read this guidance in conjunction with the CDR Rules.
Collecting CDR data as an accredited person and holding it as a data holder
This fact sheet provides information on how an accredited person can collect CDR data and hold it as a data holder rather than an accredited data recipient.
CDR logo
This fact sheet provides information on what the CDR logo is, who can use it, and how it is authorised to be used under a CDR Trade Mark Licensing Agreement granted by the ACCC.